Malaysia My Second Home (MM2H)
Live, retire, or invest in Malaysia with this long-term residency programme offering a 5 or 10-year renewable visa for individuals and families.
What is Malaysia My Second Home?
The Malaysia My Second Home (MM2H) program is a government-promoted retirement visa initiative that allows foreigners aged 35 and above to live in Malaysia for as long as they wish on a multiple-entry social visit pass.
This program is perfect for retirees and investors who want to enjoy Malaysia's warm climate, affordable cost of living, world-class healthcare, delicious food, and beautiful landscapes while maintaining their overseas income and lifestyle.
10-Year Renewable Visa
Long-term residence with unlimited renewals
Multiple Entry Pass
Come and go as you please without restrictions
Bring Your Family
Include spouse and children under 21
Program Highlights
Visa Validity
10 years (renewable indefinitely)
Minimum Age
35 years and above
Tax Benefits
Tax-free offshore income
Entry Type
Multiple entry visa
Eligibility Requirements
To qualify for the MM2H program, you must meet specific financial and personal requirements
Under 50 Years Old
Liquid Assets
Minimum RM 500,000 (approx. USD 118,500)
Offshore Income
Minimum RM 10,000 per month (approx. USD 2,370)
Fixed Deposit
RM 300,000 (approx. USD 71,100) required after approval
After 1 year, you can withdraw up to RM 50,000 for approved expenses (house, education, medical). Maintain minimum RM 150,000 thereafter.
Over 50 Years Old
Liquid Assets
Minimum RM 350,000 (approx. USD 83,000)
Offshore Income
Minimum RM 10,000 per month (approx. USD 2,370)
Fixed Deposit
RM 150,000 (approx. USD 35,550) required after approval
After 1 year, you can withdraw up to RM 50,000 for approved expenses (house, education, medical). Maintain minimum RM 100,000 thereafter.
Clean Record
No criminal record or history of immigration violations
Good Health
Medical examination required and valid health insurance coverage
Minimum Age
Must be at least 35 years of age to qualify for the program
Exclusive MM2H Benefits
Enjoy a wide range of privileges and benefits as an MM2H participant
10-Year Renewable Visa
Receive a 10-year visa that can be renewed indefinitely. After expiration, simply apply for renewal and continue enjoying your life in Malaysia.
Tax-Free Income
All offshore income transferred into Malaysia is tax-free, including pension funds and foreign funds. Significant tax advantages for retirees.
Property Ownership
Purchase residential property priced over USD 237,000 (varies by state). Enjoy property ownership with state approval.
Buy or Import Car
Purchase a new locally assembled vehicle or import a pre-owned car (up to USD 35,550 value) with duty exemption within 2 years of approval.
Business & Investment
Own businesses as Directors, invest in local companies, share markets, or unit trusts. Full business ownership rights.
Domestic Helper
Apply for one domestic helper to assist with household needs, subject to Immigration Department guidelines.
Education Access
You and accompanying family members can enroll in private colleges and universities throughout Malaysia.
Part-Time Work
Participants aged 50+ with specialized skills can work up to 20 hours per week in approved sectors, subject to committee approval.
Bring Your Family
Include your legal spouse and unmarried children under 21 years old on the same visa with equal rights.
How to Apply for MM2H
Follow these steps to submit your MM2H application and start your Malaysian retirement journey
Visit Official Portal
Access the Malaysia My Second Home official website
Complete Forms
Print and fill out all application forms with accurate information
Submit Application
Submit forms and documents to MM2H Center in person or via courier
Wait for Approval
Receive conditional approval and follow post-approval requirements
Application Options
Direct Application
You can submit your application directly through the Malaysia My Second Home official website. This option allows you to handle the process yourself.
- Lower cost - no agency fees
- Direct communication with authorities
Through Licensed Agency
Hire a retirement agency licensed by the Ministry of Tourism, Arts and Culture to handle your application and provide professional guidance.
- Expert guidance throughout process
- Help with documentation and requirements
Required Documents
Prepare these documents for your MM2H application submission
Valid Passport
Original passport with copies of all pages including visa and entry stamp pages
Application Form
Completed MM2H application form (IM.12) available on Immigration website
Passport Photo
One passport-size photograph with blue background meeting Malaysia requirements
Financial Proof
Last 3 months bank statements proving required liquid assets (RM 350,000 or RM 500,000)
Pension Letter
Pension verification letter from relevant authority (if applicable for retirees)
Medical Insurance
Proof of medical insurance coverage valid for Malaysia from any insurance company
Good Conduct Letter
Letter of good conduct from police or relevant authority in your country
Approval Letter
Original and copies of conditional approval letter (after initial approval)
Important Document Guidelines
- ✓All documents must be translated into English by the Institute of Language and Literature or Embassy
- ✓Marriage/birth certificates must be Certified True Copy by Embassy or public notary
- ✓Bank statements must show consistent balances over 3 months
- ✓Medical insurance must be valid from recognized insurance companies
After Visa Approval
Important steps to complete after your MM2H application is approved
Travel to Malaysia
After approval, you must travel to Malaysia to collect your Conditional Approval Letter in person.
Medical Examination
Submit medical reports from private hospitals or registered clinics in Malaysia for yourself and all dependents.
Fixed Deposit
Open a fixed deposit account in a Malaysian bank with the required amount.
Under 50 years:
RM 300,000 (maintain min. RM 150,000 after 1st year)
Over 50 years:
RM 150,000 (maintain min. RM 100,000 after 1st year)
Security Bond
Make a security bond payment based on your nationality and application method.
MM2H Costs & Fees
Understand the financial investment required for the MM2H program
Visa Application Fees
Fees are per person and payable upon visa issuance
Fixed Deposit Requirements
Under 50 Years
RM 300,000
Approximately USD 71,100
Over 50 Years
RM 150,000
Approximately USD 35,550
Best Places to Retire in Malaysia
Discover the top destinations for MM2H participants across Malaysia
Penang
Known as the Pearl of the Orient with beautiful landscapes, diverse culture, and excellent healthcare facilities.
Kuala Lumpur
Sophisticated capital city offering modern amenities, diverse culture, and world-class infrastructure.
Kota Kinabalu
Perfect for coastal living with stunning beaches, rainforests, and affordable cost of living.
Melaka
Historic city with rich heritage, multicultural society, and excellent healthcare system.
Johor Bahru
Growing city near Singapore with great food scene, shopping, and medical facilities.
Ipoh
Peaceful city surrounded by limestone hills, known for food, nature, and relaxed lifestyle.
Important Information
Not a Path to Permanent Residence
MM2H visa does not lead to Malaysian Permanent Residence and cannot be converted to PR status. However, the visa is renewable indefinitely every 10 years.
Work Restrictions
Only participants aged 50+ with specialized skills can work part-time (max 20 hours/week) in approved sectors, subject to committee approval.
Fixed Deposit Withdrawal
After 1 year, you can withdraw up to RM 50,000 for approved expenses (property purchase, children's education, medical). Must maintain minimum balance until termination.
Renewal Requirements
At renewal (every 5 years), you must demonstrate continued financial capability through offshore income or maintained fixed deposit.
Ready to Start Your MM2H Journey?
Ready to start your journey to long-term residency in Malaysia? Let us help you navigate the MM2H application process smoothly.